Auto loans for people with bad credit? No problem here

Bad credit history auto loans

Pretty standard requirements and as little paperwork as possible

If you have a job and are not in bankruptcy, we can almost guarantee to find you a lender.

To qualify for one of our auto loans, you need a gross monthly income of at least $1,800, you must not have had a vehicle reposessed in the last 12 months, and you must not currently be in bankruptcy proceedings. You must be a U.S. resident over 18 years of age.

We do not offer auto loans for private sales between individuals, we do not offer title loans, and we do not handle refinancing loans. We work exclusively through our nationwide dealer network and our Car Loans cover both new and used vehicles.

Here's the bottom line: Forty-three percent of all car loans are held by people with less than prime credit, so you are not alone. In fact, dealers like customers with dinged credit, and here's why.

Survey after survey has shown that poor credit history auto loan customers are grateful for the opportunity and therefore quite appreciative and loyal. That's important for a car dealer because they spend, on average, $500 per car when it comes to marketing. When you refer a friend to the dealership, or when you return to buy a second car, that's gold to a dealer, instant higher profits. And in today's hyper-competitive marketplace, that's huge.

You can apply today and find out for yourself. Filling out an application puts you under no obligation to buy. Only takes a minute.

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In our reseach, we found a case where CNN/Money, Kelley Blue Book and AOL Autos teamed up in 2008 for a list of Top 10 Dirt Cheap Cars. All were new cars under $18,000, which means now that it's 2010, they're less than that.

Cars on the list included the Ford Focus, Honda Fit, Jeep Patriot, Mazda3, Mitsubishi Lancer, Pontiac Vibe, Scion XB, Subaru Impreza, Suzuki SX4 and the Volkswagen Rabbit. Good choices on their part: the Focus was the top-selling American car during Cash For Clunkers, and the Vibe is actually a Toyota Matrix under a different name. Vibe's a lot cheaper, though.

Photo shows a happy 1 800 auto loan customer
Click here to apply for an online auto loan Bad credit history not a problem Click or call today